Dear ChatPT: I’m drowning in credit card debt, what do i do?

Dear ChatPT: I’m drowning in credit card debt, what do i do? My wife and I have a total of $130,000 in credit card debt. We’re both self employed. I usually make about $150,000 a year after taxes. She makes about $35,000. We’re currently paying about $5,000 a month toward the debt which is close to the minimums but not quite.

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